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Business Insurance

This type of commercial business insurance is designed to protect your business in the event that one of your employees is involved in an accident while driving a company vehicle. If you don’t have commercial auto insurance, your business could be on the hook for damages and injuries sustained in an accident. Even if you only have a few employees, it’s important to make sure that they are properly insured. Talk to your insurance agent about adding commercial auto insurance to your small business policy.

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Commercial Auto Business Insurance

Summary of Commercial Vehicle Business Insurance

This is a type of vehicle that may be used for transporting goods or passengers.
Your business needs commercial auto coverage if you or your employees will use vehicles in their work. Many small-business owners believe that if their car is in their personal name then commercial coverage is not necessary and their personal auto policy will cover the auto.
Most personal auto policies exclude from coverage the use of a vehicle for commercial purposes or have you pay more in your premiums if you use your personal vehicle for work related things. For example, an outside sales representative who travels would pay more than a person who travels to their work and back.
A commercial auto policy does the same thing as your personal auto policy. It provides coverage to repair or replace a vehicle damaged in an accident and it will pay the claims of any third-party injured in the accident.
Direct Insurances offers several policy options for commercial auto insurance. We have extended riders for additional coverage, specialized coverage for the following businesses: