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Cheap Auto Insurance
One way to get cheap auto insurance quotes is to take advantage of discounts. Many insurers offer discounts for safe drivers, good students, and people who have taken defensive driving courses. Another way to save is to choose a higher deductible. Shop around for cheap auto insurance quotes now.
Cheap Car Insurance for Business
Types of Insurance needed by Businesses.
Having a Business Owner’s Policy is crucial as it covers the following three areas.
Business Liability Insurance
Business liability insurance protects an accounting firm against third-party injury claims and property damage.
For example, a client who can be coming for a consult can fall and get injured. The insurance covers the medical cost. This policy can also cover damages that come from allegations of libel or slander.
Business Income Insurance
This insurance covers you as the business owner by cushioning you in case of loss of income. In the event of damage to your property that affects the daily operations, the insurance offers compensation for the lost revenue.
Business Property Insurance
The policy protects your business and the contents inside from damage caused by fire, theft, or vandalism, whether the premise is owned or leased.
Commercial Auto Insurance
It provides coverage for vehicles owned by the business in case of an accident or damage. The policy covers damages as well as medical expenses.
In the event an employee is involved in an accident, the policy covers all the related costs.
Worker’s Compensation
The policy provides benefits to employees in case of a work-related injury. It is mandatory in most states and covers medical bills, lost wages, legal fees, and funeral expenses.