Beauty schools teach students on nail and skin care regimes, haircut styles, threading and waxing, and nail they will come training, including manicure and pedicures. Skin training covers tanning, massage, and facials. Upon completion of the studies the students must pass an exam and are licensed by the state where they will be working.

Beauty School insurance protects your business from risks that you face.

Cost of Beauty School Insurance

The standard price for general liability insurance for a small Beauty School depends on the location, the number of students,  revenue, experience, and claims history.

Do Beauty schools need Insurance?

The beauty school business faces numerous risks and challenges. For example, a student can slip and fall during class and sustain serious injuries. The students can file a lawsuit that can cost you financial loss. With the right policy for your beauty school business, you are guaranteed protection from financial ruin or even permanent closure. As the owner of a beauty school, having the right coverage ensures that you are compliant with the law requirements.

Types of Beauty School Insurance Coverage

Commercial Property

This policy covers the physical structure of your beauty school and the contents inside from damage caused by fire, theft, and vandalism. For example, if your beauty school is burgled and beauty supplies are stolen, the policy covers the cost to repair and reimburse stolen products.

Commercial General Liability

The policy offers protection for third party property damage and physical injuries. If a student falls when in school, the policy covers legal fees and medical costs.

Workers compensation

If any of your administrative staff sustain a work-related injury, the policy covers medical bills and lost income.

Professional liability

Also referred to as errors and omissions,  the policy covers mistakes that a student makes while attending to a client.  For example, the student can cut the clients finger while offering a manicure.  If the client files a lawsuit, the policy covers the legal and defense costs.