Archery Range Insurance

Players follow strict safety instructions to ensure the safety of all players. Archery is played in schools, recreational facilities, ranges and clubs. The equipment used for archery can be bought or rented.

As an archery range owner, there are certain risks that you face. Even with set safety procedures and rules to be followed, injuries and accidents are bound to happen. Getting an archery range insurance is essential for your business. It protects your business, employees and players from lawsuits and claims.

Cost of archery range insurance

The price of a standard general liability insurance for a small archery range business depends on various factors, including the location, experience, whether it is played indoors or outdoors, equipment, revenue, claims history etc.

Does an archery range need insurance?  

As a passionate archery range business owner, your business can be struck by a disaster at any moment. Perils such as fire, theft, vandalism, natural disasters can affect your business and leave you in a massive financial loss.

Archery clubs and ranges follow strict safety guidelines, and as a business owner, it is your responsibility to ensure that your staff, business, and customers are protected.

 Types of archery range insurance coverage

 Commercial property 

This type of policy protects your business from damage such as as fire, theft, and vandalism. The insurance covers damages that happen both in the indoor and outdoor facilities.

General liability

The policy covers property damage and bodily injury that occurs within your property. For example, if one of the player’s trips and falls and gets injured, the policy pays for the medical bills. Tt is also referred to as Slip and fall insurance and it covers damages that occur at your property.

Workers compensation

The policy covers your employees should they sustain a work-related injury or illness. This policy is mandatory in most states for businesses that have more than one employee. The policy covers the employee’s medical care as well as lost wages.

Commercial Auto insurance 

The policy covers all motor vehicles used by the range for business purposes. If your car is involved in an accident or a collision, it pays for repair or replacement.

This policy covers your equipment that players use at your archery. It covers theft, vandalism, and damage. However, normal wear and tear are not covered.

Crime insurance  

This insurance policy covers you in case of employee theft, burglary and forgery.

How to reduce risks at an archery club or range

• Inspect and service the equipment
• Players should avoid unnecessary clothing
• The grass should be well-trimmed
• Safety signage should be clear and visible

As an actuary range owner, you need to consult a professional commercial insurer to tailor your coverage to suit your needs.