Amazon Delivery Drivers Insurance
Amazon delivery drivers may be required to have their own personal insurance in order to drive for the company. This policy should provide liability coverage for bodily injury and property damage that occurs while the driver is working, as well as uninsured and underinsured motorist coverage. In addition, the policy covers rental cars used for Amazon deliveries. The cost of the policy is based on the driver’s vehicle, driving history, and location.
Owning a delivery business has become very lucrative and rewarding. To operate as an amazon driver, you need to be adequately protected from risks and hazards that come with the job. Amazon has specific driver requirements before you get contracted as an amazon delivery driver.
Cost of Amazon Delivery Driver Insurance
The average cost of standard liability insurance for an amazon delivery driver varies depending on the type of vehicle being used, your location, driving history, claims history, and coverage needs.
Commercial Coverage for Amazon Delivery Drivers
It is also referred to amazon flex insurance. The insurance is customized for drivers and covers.
Auto Liability Coverage
The policy covers damages caused to someone’s property. It pays for the repairs up to $1million if you are at fault.
Uninsured/Under-insured motorist Coverage
If you are involved in an accident the policy covers repairs to your vehicle.
Contingent Comprehensive and Collision Coverage
Should you be involved in an accident that was your fault, the policy pays for repairs to your vehicle. However, the policy works with your commercial auto insurance with an additional deductible of $1000 for damages you caused.
Amazon Flex Insurance does not cover
- Towing of vehicles
- Rental cars
- Medical fees
- Vehicle mechanical failures
Commercial Auto Insurance
As an Amazon delivery driver, you need to carry commercial auto insurance. The policy covers you if you involved in an accident. It pays for repair to your vehicle or complete replacement. It is the primary coverage and covers bodily injuries and damage to property. In some cases, it covers cargo you might be transporting.
Cargo Liability
An Amazon drivers job involves the delivery of packages to different locations. The policy covers the cargo while on transit from theft, damage, or late delivery.
Amazon delivery driver insurance requirements are the same countrywide. However, consulting a professional insurer will offer more insight.